BOB Financial Solutions Limited : Sr. Officer / Officer – Credit Underwriter – Credit Cards

Position Sr. Officer / Officer – Credit Underwriter – Credit Cards
Role & Responsibilities

Key highlights of the role are listed below (purely indicative and not limiting):
• Underwriting of loans/credit cards and ensuring good portfolios in assigned
area by identifying potential credit and operating risks.
• Ensure adherences to credit processes and policies.
• Good knowledge of credit bureau checks and KYC norms.
• Understanding of inherent credit, collateral, operational & fraud risk.
• Should have full knowledge of product and policy and constantly update
themselves with all relevant changes which can impact the customer
repayment capacity and performance ability.
• Adhering to the company’s policies and ensuring compliance of the same.
• Keep close watch on turnaround time and ensure speed with accuracy.
• Compliance & Risk responsibilities, awareness of post disbursal
documentation (PDD) and Audit query resolution.
• Should be able to understand various business profiles of self-employed &
Job specific skills
Applicants should possess the following attributes:
• Excellent attention to detail.
• Good communication skills & command over English.
• Computer skills viz MS Office.
• Good Interpersonal skills.
• Prior experience in credit risk profiles preferable.
• Prior experience with Unsecured Lending is preferable.

Educational Qualifications

• Graduate degree in any stream.
Minimum Experience • 2+ Years as on last date of receipt of application.
CTC offered • Compensation will not be a limiting factor for the right candidate and will be discussed on a case by case basis.
Location of posting • Mumbai.
The candidate may be deputed to work with the team(s) within the organization / parent organization / any subsidiary of the parent organization if and as deemed necessary.

Candidate is liable to be transferred to any other location
in India.
Maximum Age on the last date of application
• 45 Years as on date of receipt of Application.
Email to be sent to with subject as “Sr. Officer / Officer – Credit Underwriter – Credit Cards”
Other Terms • It may please be noted that company is not bound to call all the applicants for interview. Only shortlisted candidates will be called for interview.
• In case of any modification in advertisement shall be updated only in Website.
• The above recruitment may be scrapped at any stage of recruitment process without assigning any reasons.
Last Date for application 07th May 2019.

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